Freeze your child's credit
with all major credit
under 15 minutes.
Freeze your child's credit with all major
credit bureaus in under 15 minutes.
Purchase one Easy Freeze for each child. We'll send you a confirmation email with a unique access link for each child.
Locate a copy of your ID, social security card, and a utility bill, and your child's birth certificate and social security card.
Complete our short mobile-friendly form - that's it! You'll receive 3 letters in the mail (one from each credit bureau) with your unfreeze PINs within two weeks.
Credit Parent was created by parents, for parents, after discovering what a pain it is to freeze our own kids' credit reports. Our mission is to help parents position themselves and their children for long-term financial success.
We use best-in-class technology to make sure your data stays safe and secure (and we never, ever share it). All sensitive data gets encrypted, and only use it once to initiate the freeze - then we delete it. We don't save it, or back it up.
Well that was easy!
As a full-time working mom, I jumped at the chance to let Credit Parent do all the annoying paperwork, printing and mailing for me.
I wanted to freeze my kids' credit after hearing about the risk, but it seemed like it would take all weekend if I tried to follow the credit agency's instructions. Credit Parent takes the guesswork and hassle out of the whole process.
Peace of mind
This service was a lifesaver and made it so easy to freeze my son's credit. Once I collected the documents, I was able to do everything online in 5 minutes and got my confirmations and PINs in about a week or so.
Each credit reporting agency will mail you a 'Credit Freeze' confirmation letter containing a unique PIN code and instructions on how to unfreeze your child's credit. For each child, you will receive one confirmation letter with a PIN code from each credit bureau (links to samples are here: Equifax, Experian, and TransUnion). They do not provide this information to Credit Parent, so you will need to safeguard the information for a later time. We recommend making an electronic copy and storing it in a secure place, as well as keeping a physical copy in a secure location such as a fire-safe box.
Technically, yes. This can be done for free by working directly with each of the credit bureaus. Practically, before you embark on that project, be aware that the credit bureaus are notoriously difficult to deal with and each has a different cumbersome and confusing process required to complete this task. We built Credit Parent because we had so much trouble, and knew we could make a better process to handle this administrative tasks for you, allowing you to freeze your child's credit in less than fifteen minutes.
If you want this done quickly and efficiently, without wasting your time, it's worth paying for help. This is no different than using TurboTax or a CPA service to prepare and file your taxes. You can absolutely do your taxes for free, but it's a lot of work and hard to do with the free tools the government provides. We've mastered the process and can complete it far more easily, accurately, and reliably than any individual could do by themselves.
Mostly, but not entirely. There are many crimes someone can commit with a stolen identity. However, establishing fraudulent financial accounts with the ultimate intent of theft can be a particularly harmful crime that is difficult for the victim to unravel. Freezing the credit makes it much more difficult for a thief to prey on your child's financial identity.
We use the documents you provide exactly once to submit the forms you paid us to submit for you, then delete them forever from our systems as quickly as possible. We have no interest in storing this information for any other purpose than to freeze the credit. We do not back up these documents. We only retain the minimum information necessary to be able to verify the service we have provided to you if such questions were to arise.
We use high quality data management providers with top notch encryption and end-to-end security. Wherever possible, we use sophisticated password protection schemes, multi-step authentication, and device verification to ensure no intruders can ever access our system or our customer's information. Our US-based print-mail centers exceed industry best practices for logical and physical security. Comprehensive security services include firewall management with rule-set review, Intrusion Prevention Services (IPS), intrusion detection services, event management, internal and external vulnerability assessment, and system integrity monitoring.
Freezing credit is the single best way to protect your children from the worst and most common identity theft crimes.
Credit Parent's Easy Freeze makes it simple to do.